Many people find that the home they buy is the best investment they make. Property has a track record of rising prices over the long term. Easily leveraged and relatively secure, with multiple income streams, property offers a tax efficient way to invest where the mortgage instalments are often paid for by somebody else – a tenant.
Given the above facts, why do so few people invest into property beyond their home? The answer seems to be a perceived lack of time, money, resources and knowledge. ICC has the contacts and ability to create practical solutions. We spend time researching tax efficient structures, lawyers, good agents, the “next” jurisdictions and projects plus sourced competitive financing / mortgages.
Any journey into property investment portfolio begins with a single purchase, beyond your home. Often a good buy-to-let property in a good location or a place for your children to live whilst at University, are what investors are looking for.
Financing / Mortgages
Arranging the right mortgage for your needs is crucial. There is a wide array of cost-effective lending solutions available: interest only, capital repayment, fixed rates, LIBOR/HIBOR, collared rates, buy-to-let and buyer-assisted schemes are examples.
There are multi-currency and differing jurisdictional laws to consider too.
For professional advice on properties and what the most suitable mortgage is for your circumstances. Find answers to the following:
- What deposit do I need, or what can I buy for my budget?
- What is the process to buy a property?
- What I can I expect as fees?
- Can I have a mortgage now that I am a bit older?
- What are the best interest rates?
- What’s the best way to pay off the mortgage?